Banking That Supports Your Mission
Manage your finances efficiently so you can focus on what matters most – your mission.
Non-Profit Checking Account
Empower your organization with a checking account built for non-profits—easy access, no unnecessary fees, and tools that help you focus on your mission.
Enjoy unlimited check-writing privileges and monthly transactions.
Mastercard® Debit Card convenience with enhanced benefits.
Open with a minimum deposit of $100 and enjoy no minimum balance required after the first month.
No monthly fees or minimum daily balance for 501(c)(3) non-profit organizations.
Non-Profit Money Market
Strengthen your organization’s financial foundation while keeping your funds easily accessible. Our Non‑Profit Money Market account delivers competitive earnings, flexible access, and the secure protection your mission deserves.
Earn competitive rates with dividends compounded monthly and enjoy unlimited in-person withdrawals.
Open your account with a $500 minimum deposit.
Mastercard® Debit Card convenience with enhanced, business‑centric benefits.
Today’s Rates
Last Updated on March 1, 2026
| Type | Features | Rate | APY† | |
|---|---|---|---|---|
| Tier 1 | $0 - $999.99 | 1.00% | 1.00% | |
| Tier 2 | $1,000 - $99,999.99 | 2.97% | 3.00% | |
| Tier 3 | $100,000 - $249,999.99 | 2.97% | 3.00% | |
| Tier 4 | $250,000 - $499,999.99 | 2.97% | 3.00% | |
| Tier 5 | $500,000 or greater | 0.50% | 0.50% |
Bank Your Way: Convenient Features That Streamline Business Needs
Manage your organization’s finances from almost anywhere with digital banking tools and local support.
Frequently Asked Questions
Organizations can begin their banking relationship by opening a primary business savings account (Business Membership Savings). This account establishes your organization’s membership and provides access to all the exclusive benefits of our credit union community.
For non‑profits, membership is easy and affordable:
- $100 minimum opening balance required for the first month
- After that, maintain membership with a minimum balance of only $5
Strengthen your organization’s financial foundation while keeping your funds easily accessible. Our Non‑Profit Money Market account delivers competitive earnings, flexible access, and the secure protection your mission deserves.
Grow Your Savings with Purpose:
- Earn competitive rates with dividends compounded monthly—helping your organization build long‑term financial stability.
- Open your account with a $500 minimum deposit.
Enjoy flexible access designed to support your operation:
- Unlimited in‑person withdrawals
- Up to 6 monthly transactions by pre‑authorized automatic transfer, telephone, checks, drafts, or online
- Deposit anytime or set up direct deposit for convenient funding
- Mastercard® Debit Card convenience with enhanced, business‑centric benefits.
Skip the Monthly Fees:
- Maintain a $1,000 minimum daily balance and enjoy your account with no monthly service fee
- A $10 monthly service fee applies when the minimum daily balance requirement is not met.
- There’s no monthly fees and no minimum daily balance for 501c non-profit organizations.
Your deposits are insured up to $500,000, protected by NCUSIF coverage and strengthened with additional private insurance through Excess Share Insurance (ESI) Corporation, all at no extra cost to you.
Visit a First Harvest Branch Near You
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Learn MoreVirtual Branch
Connect with a representative for assistance with almost any banking need. Schedule a virtual video chat when it’s convenient for you.
Learn MoreTips for Better Business Banking
† Annual Percentage Yields (APY) accurate as of the date listed above and subject to be canceled, extended, or changed without notice. First Harvest Credit Union reserves the right to withdraw or revise the offer at any time. Fees may reduce earnings. Membership restrictions apply. Other restrictions may apply. Contact us at 800.582.7640 for details. Federally Insured by NCUA. Additional deposit coverage up to $250,000 is provided by Excess Share Insurance.
1. Non-usage fees may apply. See Fee Schedule for details. For Mobile Banking App, wireless carrier data rates may apply.2. Available for qualified members. Terms and conditions apply.
