Certificate Rate Specials!
Plant your money where it can really grow! Open a Share or IRA Certificate to take advantage of our rate specials and enjoy guaranteed earnings!
Share & IRA Certificates
3.40% APY1 for 18 Months
3.15% APY1 for 24 Months
Your deposits can earn much more at First Harvest Credit Union. Open a Share Certificate or IRA Certificate with terms starting at 3 months to 60 months and watch your savings grow faster.
View All Available Rates & Terms
Get started today by clicking the link below to open your Share Certificate online. To open an IRA Certificate, please visit your nearest First Harvest Branch.
1. Annual Percentage Yield (APY) effective as of 02/05/2026 and subject to be canceled, extended, or changed without notice. First Harvest Credit Union reserves the right to withdraw or revise the offer at any time. APY listed paid on $500 minimum balance. Must open with $500 minimum in new money or have a First Harvest Checking Account. Certificates will automatically renew at maturity according to the renewal terms stated on our Truth-In-Savings Disclosure. Certificates may be subject to penalty for early withdrawal. Fees may reduce earnings. Review our Truth-In-Savings Disclosure at FirstHarvestCU.com/Disclosures for details. Membership restrictions apply. Federally Insured by NCUA. Additional deposit coverage up to $250,000 is provided by Excess Share Insurance.