Join First Harvest Credit Union Today!

Start building a better financial future with a credit union that puts you and your community first.

There Are Many Ways to Join. Here’s How.

A Credit Union That Knows Your Needs

We provide financial solutions and world-class service to our members, while delivering our social commitment in the communities we serve.

Member Focused

You’re at the heart of everything we do. Your financial wellbeing and peace of mind come first, always.

Community Action

We’re here to give back and lift up the communities we call home, to ensure our neighbors thrive

Secure Deposits

Your deposits at First Harvest Credit Union are insured up to $500,000 through NCUSIF and FDIC.

Member Benefits That Make a Difference

When you open an account with us, you’re not just a customer, you’re a member-owner. As a not-for-profit financial cooperative, we exist to serve you. Whether you have $5 or $500,000, every member has an equal voice and equal ownership.

Lower fees and higher dividends earned on deposit accounts.

Great loan rates and flexible terms, competitive with other lenders.

Local, personalized service that support you and our community.

Educational resources and banking services including digital banking and nationwide ATMs.

Visit a First Harvest Branch Near You

Discover First Harvest

Start building a stronger financial future with a credit union that’s committed to you — and the community you call home.

Our members are our owners; we champion inclusive and affordable solutions. 

We strengthen our communities through investment and initiatives. 

Local, personalized service that supports you and our community. 

Frequently Asked Questions

Anyone who lives, works, worships, goes to school or regularly conducts business in the following communities qualifies for membership:

  • Alloway Community
  • Atlantic City Community
  • Bridgeton Community
  • Camden Community
  • Commercial Community
  • Fairton Community
  • Fairfield Community (Cumberland County)
  • Glassboro Community
  • Mannington Community
  • Millville Community
  • Pleasantville Community
  • Salem City Community
  • Quinton Community
  • Vineland Community

We keep it simple for your organization to become a First Harvest Select Employer Group (SEG), at no cost! An authorized representative of your company or association need only submit a letter on company letterhead requesting membership.

The letter should include:

  • Date
  • Number of employees
  • Number of locations
  • Employee type/descriptions (e.g., clerical, production, professional, etc.)
  • Statement of organization and employee’s official request to for credit union membership
  • Proximity of business to the credit union’s nearest branch
  • Signature, name, and title of authorized representative
  • A copy of the charter and/or bylaws if the organization is an association

View Sample Letter of Request

Letters may be mailed or emailed to:

First Harvest Credit Union
Attn: Sales Team
P.O. Box 5530
Deptford, NJ 08096

Email:   MembershipDevelopment@FirstHarvestCU.com

Once we receive your company’s request for membership, it will be reviewed and approved by our Board of Directors and the NCUA. The Board meets once a month, so once approved employees can begin enjoying the benefits of membership right away.

Your employer understands that any organization is only as sound as its employees – and in these challenging economic times, employees deserve every advantage. Offering employees the benefit of credit union membership will not only enhance your company’s benefits package – at no cost – but will offer employees the opportunity for real savings.

Open a Savings Account today with just $5.00 to establish your membership. Once you join, you and your family can remain members for life – no matter where you live or work.

The New Jersey Consumer Council (NJCC) is a statewide non-profit, consumer education organization with over 16,000 members.

The NJCC serves as a strong consumer advocate to protect the rights and interests of consumers. NJCC also has a mandate to educate consumers on the purchase and use of safe, reliable products and services. NJCC is a champion of sustainability initiatives, financial education programs to its members, and promotes and fosters corporate social responsibility through corporate partnerships.

The NJCC is an Association Affiliation partner of First Harvest Credit Union. Applicants who choose to join First Harvest Credit Union through the Association Affiliation option will automatically be enrolled in the NJCC as a part of the application for membership at no cost. You pay no membership dues or fees as a member benefit.

NJCC is only provided with your name, address, phone number, and email address. Your membership data and information are treated in a confidential, legal, and ethical manner. NJCC, and its parent organization, the American Consumer Council, do not sell, lease, or share your membership data to anyone.

For more information on the programs and services offered by the New Jersey Consumer Council, please visit NewJerseyConsumerCouncil.org

More Solutions

Manage spending with confidence! Choose between our Free* Checking, Growth Checking, or First Step Checking accounts for easy access to funds and financial flexibility!

Explore Options

With a First Harvest savings account, you’ll keep your finances organized, open the door to credit union benefits, and watch your savings soar.

Learn More

What’s better than saving? Saving with certainty. Open a certificate to meet our savings goals with guaranteed, fixed-rate earnings.

Learn More

Personal Checking

Manage spending with confidence! Choose between our Free* Checking, Growth Checking, or First Step Checking accounts for easy access to funds and financial flexibility!

Explore Options

Personal Savings

With a First Harvest savings account, you’ll keep your finances organized, open the door to credit union benefits, and watch your savings soar.

Learn More

Certificates

What’s better than saving? Saving with certainty. Open a certificate to meet our savings goals with guaranteed, fixed-rate earnings.

Learn More