Upcoming Fees & Charges Updates
To continue enhancing our service offerings, address rising operational costs due to inflation, and maintain a fair and competitive fee schedule, we will be updating select service fees effective June 1, 2026. Some changes are noted below. We encourage you to review our updated Fees & Charges for full details regarding additional changes.
Courtesy Pay Fee: The standard fee will change from $19.99 to $24.99 per occurrence. Adjusting this fee helps us better manage the risks associated with the program, allowing us to continue offering overdraft protection responsibly, sustainably, and fairly for all members. Even with this adjustment, First Harvest’s overdraft fees remain among the lowest in New Jersey.
Paper Statement Fee: This fee will change from $3.50 to $4.99 to help cover program costs. We encourage members to enroll in our secure and convenient eStatements. Members who enroll in eStatements by June 30, 2026 will be entered for a chance to receive a $500 account credit*!
How to Enroll in eStatements:
- Sign into your online banking account
- Select one of your accounts
- Click Online Statements
- Go to the Edit User Settings tab
- Choose your preferred delivery option and select Submit.
Our service fees continue to be among the lowest of any financial institution in New Jersey, and we are proud to provide outstanding services for a fair price to our members. These updates help us continue investing in the technology and services that support the high‑quality experience you deserve. We appreciate your membership and the continued trust you place in our credit union.
If you have questions or concerns, please don’t hesitate to connect with us.
Members can view the upcoming Fees & Changes document changes below:
