Harvest Your Savings
Pumpkin spice, everything nice, and Fall Harvest rate specials worth save-or-ing!
Savings Offers as Tasty as a Pumpkin Spiced Latte!
11-month Share & IRA Certificate
15-month Share & IRA Certificate
24-month Share & IRA Certificate
7-month Online Only Share Certificate
Growth checking account
Growth Savings Account
Personalized Savings Solutions that Meet Your Needs
Share & IRA Certificates
What’s better than saving? Saving with certainty! Open with as little as $500 to lock-in guarenteed earnings.
Growth Checking
Our flexible spending account offers a higher earning potential on balances of $1000 or more!
Growth Savings
Cultivate your savings faster and enjoy easier access to your money with no withdrawal penalties!
Harvest Your Savings with Confidence
Reach your savings potential and manage your funds wherever life takes you, with tools & protections that make growing your money stress-free.
Rate Alert Updates
Stay up to date on our deposit rate changes by signing up for our Rate Alert emails.
Deposit Coverage
Your deposits are secured up to $500,000 through NCUSIF and additional private insurance.
Free5 Digital Banking
View and transfer funds, set up instant alerts, all from your phone.
Get Started Today!
Serving members across New Jersey, First Harvest Credit Union is proud to offer convenient checking solutions as unique as your financial needs and goals!
Simple Tips to Save Smarter
Membership restrictions apply.
- Annual Percentage Yields (APY) effective as of 09/23/2026 and subject to be canceled, extended, or changed without notice. First Harvest Credit Union reserves the right to withdraw or revise the offer at any time. APY listed paid on $500 minimum balance. Must open with $500 minimum in new money or have a First Harvest Checking Account. Certificates will automatically renew at maturity according to the renewal terms stated on our Truth-In-Savings Disclosure. Certificates may be subject to penalty for early withdrawal. Fees may reduce earnings. Review our Truth-In-Savings Disclosure at FirstHarvestCU.com/Disclosures for details. Federally Insured by NCUA. Additional deposit coverage up to $250,000 is provided by Excess Share Insurance.
- Annual Percentage Yields (APY) effective as of 09/23/2026 and subject to be canceled, extended, or changed without notice. First Harvest Credit Union reserves the right to withdraw or revise the offer at any time. APY listed paid on $500 minimum balance. Must be opened online at FirstHarvestCU.com or other First Harvest digital channels. This offer is not available at First Harvest branch locations. Must open with $500 minimum in new money or have a First Harvest Checking Account. Certificates will automatically renew at maturity according to the renewal terms stated on our Truth-In-Savings Disclosure. Certificates may be subject to penalty for early withdrawal. Fees may reduce earnings. Review our Truth-In-Savings Disclosure at FirstHarvestCU.com/Disclosures for details. Federally Insured by NCUA. Additional deposit coverage up to $250,000 is provided by Excess Share Insurance.
- Annual Percentage Yield (APY) accurate as of 09/23/2026, and subject to be canceled, extended, or changed without notice. The APY shown is paid on balances of $1,000 or more. Minimum balance to earn the rate shown is $1,000. For other rates and tiers, visit FirstHarvestCU.com/Rates. Fees may reduce earnings. Must maintain a minimum average daily balance of $1,000 or more, or have a monthly direct deposit of at least $500 or more to avoid a monthly service fee of $4.99. Review our Truth In Saving Disclosure at FirstHarvestCU.com/Disclosures for details. Federally Insured by NCUA. Additional deposit coverage up to $250,000 is provided by Excess Share Insurance.
- Annual Percentage Yield (APY) accurate as of 09/23/2026 and subject to be canceled, extended, or changed without notice. First Harvest Credit Union reserves the right to withdraw or revise the offer at any time. APY shown is paid on minimum balance of $1,000 with maximum balance of $499,999. For other rates and tiers, visit FirstHarvestCU.com/Rates. Offer valid for funds not currently on deposit with First Harvest Credit Union. You may qualify by depositing an additional $5,000 or more in new money. Contact us for details. Fees may reduce earnings. Review our Truth In Saving Disclosure at FirstHarvestCU.com/Disclosures for details. Membership restrictions apply. Federally Insured by NCUA. Additional deposit coverage up to $250,000 is provided by Excess Share Insurance.
- A fee is imposed for online banking after 180 days of inactivity. See Fee Schedule for details.
