Home Equity Lines of Credit (HELOC)

There might be some hidden money in your house! Convert the equity in your home into cash you can use on an ongoing basis.

Key Features

  • Competitive Rates
  • Customized Terms
  • Local Decisions
  • Awesome Service
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  • Convert the equity in your home into ongoing financing
  • Use any amount of money, any time you need it
    • Home repairs
    • Large purchases (such as appliances and furniture)
    • Consolidate your debt
    • Pay tuition expenses
    • And much more!
  • Available on 1-4 family residential property in New Jersey and Pennsylvania
  • Secured by the established equity in your home
  • No closing costs*
  • The interest paid may be tax deductible**
  • First Harvest request that you may maintain a minimum $5 Regular Savings balance when you have a loan
  • Prompt decision-making and processing based in South Jersey
  • Attentive service from our experienced staff every step of the way
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*If the credit line is paid and closed in the first 3 years, the borrower will be responsible for reimbursing the credit union for all third-party costs paid at closing. The borrower is responsible for the cost of title insurance for any HELOC over $100,000.

**Consult a tax advisor.

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