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There might be some hidden money in your house! Convert the equity in your home into cash you can use on an ongoing basis.

Key Features

  • Competitive Rates
  • Customized Terms
  • Local Decisions
  • Awesome Service
  • Convert the equity in your home into ongoing financing
  • Use any amount of money, any time you need it
    • Home repairs
    • Large purchases (such as appliances and furniture)
    • Consolidate your debt
    • Pay tuition expenses
    • And much more!
  • Available on 1-4 family residential property in New Jersey and Pennsylvania
  • Secured by the established equity in your home
  • No closing costs*
  • The interest paid may be tax deductible**
  • SJFCU request that you may maintain a minimum $25 Regular Savings balance when you have a loan
  • Prompt decision-making and processing based in South Jersey
  • Attentive service from our experienced staff every step of the way

*If credit line is paid and closed in the first 3 years, borrower will be responsible for reimbursing the credit union for all cost paid at closing. Member is still responsible to pay closing cost for credit limits over $100,000.00.

**Consult a tax advisor.

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