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Auto/Motorcycle Loans

  • Competitive rates for new or used vehicles
  • Get pre-approved for extra bargaining power when shopping
  • Refinance your current vehicle to potentially lower your rate
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Recreational Vehicle (RV) and Boat Loans

  • Explore the outdoors from a new perspective
  • Competitive rates for campers, boats, and more
  • Fast decisions made locally
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Personal Loans

  • Competitive rates for vacations, projects, taxes, and much more
  • Budget-friendly repayment terms, tailored to meet your needs
  • Amounts available up to $20,000 for six (6) years
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Credit Builder Loans

  • Designed for those with no or less-than-perfect credit history
  • Dividends are paid on the money while payments are made
  • Pay the loan in full and the money becomes available in your account
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Secured Loans

  • Competitive rates
  • Fast decisions made locally
  • Variety of terms available
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  • Skip a payment on your loan or Visa® credit card payment
  • Save during times of hardship or when you want funds for other things
  • Member Account must be in good standing
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Loan Referral Program

  • Refer friends and family to South Jersey Federal Credit Union
  • When they take out an auto loan or home equity loan, you could both cash in
  • You could reach receive $100
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Loan Promotions

We're always looking for ways to help you save. See what our current loan promotions are here!

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