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Current Promotions

Take a Payment Break - 90 DAYS | NO PAYMENTS

When you obtain a new or used auto loan at First Harvest, or refinance an existing car loan from another financial institution, you can defer your first payment for up to 90 days.*


*90 days deferred payment offer applies to new purchases and refinances of vehicles from other institutions. First Harvest refinances not included. Interest will continue to accrue from date of loan disbursement. To establish Membership, you must first open Statement Savings account with a minimum balance of $25.00. Must meet standard qualifications for approval. This offer requires a minimum 620 FICO credit score and maximum Loan-to-Value (LTV) of 110% based on JDPOWER auto valuation (Used Auto) or MSRP (New Auto). Maximum term 78 months; used car loans may have a shorter maximum term. Maximum vehicle age 10 years (new purchases) or 5 years (refinances). LTV calculation does not include any financed GAP or Extended Warranty. Loan must close by October 31st 2022 to be eligible for this offer. Offer may be withdrawn any time at the discretion of the credit union.



The promotion of the year
  • 2.22% APY*
  • 22-month Certificate
  • $2,200 minimum balance

Visit a branch to open your Certificate

*22 Month for 2.22% APY. 22 Month for 2.22% APY for IRA Certificate. APY = Annual Percentage Yield. Certificate dividends paid monthly. Certificates may be subject to penalty for early withdrawal. Fees may reduce earnings. 22 Month Certificate requires a $2200 minimum balance. Offer valid only for funds not currently on deposit with First Harvest Credit Union. Institutional funds are not qualified for this offer. Certificate will automatically renew at maturity for a term of 12 months and at the prevailing 12 month rate at time of maturity. The APY is accurate as of September 1st, 2022. First Harvest Credit Union reserves the right to withdraw or revise this special offer at any time without further notice. Federally Insured by NCUA.  Additional deposit coverage up to $250,000 provided by Excess Share Insurance.