What’s better than saving? Saving with certainty. Open a certificate to meet your savings goal with guaranteed, fixed-rate earnings.
- Competitive Interest
- Guaranteed Earnings
- Wide Range of Terms
- Guaranteed savings at a fixed rate
- Rates higher than regular savings
- Locked-in rates provide more guarantee than other, more risky investments
- Terms ranging from 1 year to 5 years available
- No setup or maintenance fees
- Early withdrawals subject to penalty
- $1,000 minimum deposit to open
Additional Deposit Coverage available — deposits secured up to $500,000, backed by NCUSIF and additional private insurance, Excess Share Insurance (ESI) Corporation
Let your savings take root with our limited-time Share Certificate and IRA Certificate rates.
- 5.50% APY* for 15-Month
- 5.25% APY* for 10-Month
Get started today and open your Share Certificate online in a few minutes. To open an IRA Certificate, please visit your Nearest First Harvest Branch.
*10 Month Share Certificate and IRA Certificate at 5.25% Annual Percentage Yield (APY). 15 Month Share Certificate and IRA Certificate at 5.50% APY. Certificate dividends are credited monthly. Certificates may be subject to penalty for early withdrawal. Fees may reduce earnings. Offer valid for funds not currently on deposit with First Harvest Credit Union. Institutional funds are not qualified for this offer. The 10 Month Certificate will automatically renew at maturity for a term of 6 months and at the prevailing 6 month rate at time of maturity, and the 15 Month Certificate will automatically renew at maturity for a term of 12 months and at the prevailing 12 month rate at time of maturity, unless notified otherwise when renewal notice is provided. The APY is accurate as of December 4, 2023. First Harvest Credit Union reserves the right to withdraw or revise this special offer at any time without further notice. Federally Insured by NCUA. Additional deposit coverage up to $250,000 is provided by Excess Share Insurance. Membership restrictions apply.