Explore your savings potential with us!
With a First Harvest savings account, you’ll open the door to credit union benefits and watch your savings soar.
Your Primary Savings (or Share Account) establishes membership, is your stake in our credit union, and allows you to take advantage of our full suite of product and service offerings. For a low minimum deposit and balance of $5, you can grow stronger financial roots with First Harvest.
- Enjoy competitive, tiered dividends on balances of $100 or more
- No monthly service fees
- Make deposits at any time or set up direct deposit
- Free digital banking*, including:
- Online banking
- Mobile banking
- eStatements
Additional deposit coverage available — deposits secured up to $500,000, backed by NCUSIF and additional private insurance, Excess Share Insurance (ESI) Corporation
*A fee is imposed for online banking after 180 days of inactivity. See Fee Schedule for details.
Key Features
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Establishes Membership
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Competitive, Tiered Dividends
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No Monthly Service Fee
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Free Digital Banking
Watch your savings grow faster with our flexible Growth Savings Account!
- Enjoy flexible access to funds with no withdrawal penalties
- Competitive tiered dividends paid on balances of $1,000 or more: View Rates
- Make deposits at any time or set up direct deposit
With three Club Savings accounts, our members can be more financially prepared for their upcoming expenses.
Holiday Club
Set aside funds year-round to prepare for the holidays:
- Set up payroll deductions to make contributions even easier
- Holiday Club begins in October and runs for 50 weeks
- Funds are released on October 1st of the following year
- Funds automatically transfer to your primary savings or checking account upon maturity
Vacation Club
Set aside funds all year to save for a well-deserved vacation:
- Set up payroll deductions to make contributions even easier
- Vacation Club begins at the start of your selected month
- Funds are released the first of the month, 12 months after the start date
- Funds automatically transfer to your primary savings or checking account upon maturity
Teacher’s Club
School employees and educators can set aside funds to prepare for the upcoming school year:
- Available for school employees and educators
- Set up payroll deductions to make contributions even easier
- Teacher's Club begins in September, and funds are released on July 1st of the following year
- Funds can be automatically transferred to your primary savings or checking account upon maturity
Let your savings do the heavy lifting with an account that works for you.
- Enjoy competitive rates and flexibility with enhanced access to funds: View Rates
- Avoid a $10 monthly service fee by maintaining a $1,500 minimum balance
- Features include direct check writing and up to six total transactions per month by pre-authorized automatic, telephone, checks, drafts, or online via PCU
Retirement will be here before you know it-start preparing for it today.
- Traditional and Roth IRA options available for tax-advantaged retirement savings*
- No setup or maintenance fees
- Coverdell Education Savings Account (ESA) options available for you or your students’ college expenses
- View Current Rates
*Consult a tax advisor.
Get savings certainty to help you meet your savings goals and earn guaranteed, fixed rate earnings.
- Limited-time featured certificate specials
- Terms ranging from 6 months to 5 years
- No setup or maintenance fees
- View Current Rates