
Save for Education With Confidence
Flexible Educational Savings Accounts that help you set money aside for school with flexibility and peace of mind.

Coverdell Education Savings Account (ESA)
Families can ease the financial transition to college by planning ahead. A Coverdell Education Savings Account (ESA) offers a tax-advantaged1 way to save for your student’s education while building confidence for the next stage of life.
No setup or annual fee to set aside funds for your child’s education.
Earnings grow tax-deferred, and withdrawals are tax-free when used for qualified education expenses.2
$2,000 annual contribution cap per student. Funds may be transferred without penalty to an eligible family member.
No minimum deposit requirement to open.
College Savings Calculator
How much do you need to save for college? This easy to use calculator can help you determine how much you should save monthly to prepare for tuition payments.
Get Started Today!
Serving members across New Jersey, First Harvest Credit Union is proud to offer savings options that support your future goals and plans.
1. Consult a tax advisor.
2. Qualified expenses include tuition and fees, books, supplies, board, etc.





