Finance almost anything with a low-rate personal loan tailored to meet your budgeting needs!

• No application or origination fees
• Borrow as much as $20,000 for up to 60 months
• Minimum amount for new loans is $1,000 for 12 months
• View Rates!

Upgrade your ride — or just your rate. We’ve got you covered with an affordable loan for purchasing or refinancing.

• Competitive rates for new and pre-owned vehicles – View Rates
• Get pre-approved for extra bargaining power upon auto shopping
• Refinance your current vehicle to potentially lower your payment
• Financing available up to 125% Loan-To-Value

Our Credit Builder Loan program is designed for those with limited credit history or looking to re-build a good credit history.

• The funds borrowed are disbursed and held in a First Harvest Savings Account that earns dividends.
• Once the loan has been successfully paid in full, the funds are released to the borrower along with any earned dividends.
• At the end of the loan term, the borrower will have established a minimum of six months of payment history

Enjoy more favorable rates and terms when you secure your loan with collaterals, such as your Savings or Certificates. While you receive a special low interest rate on your loan, your savings continue to earn dividends.

• No credit report necessary
• Borrow up to 90% of the amount held as collateral in an approved savings account type
• Choose from a wide range of available terms
• Enjoy prompt decision-making and processing based in South Jersey

Our partners at College Ave provide a simple application, useful tools, and a personalized loan experience to help you create a loan that works best for you and your budget.

• Easy online application – instant credit decision
• No application or prepayment fees
• Build a repayment plan that fits your budget

You can apply from your smartphone, tablet, or laptop in just a few minutes and find out instantly if you’re approved.

Our Home Mortgage Loans are available for primary residences, second homes, vacation homes, and investment properties.

• Finance the home of your dreams in New Jersey or Pennsylvania
• Enjoy a quick and easy pre-approval process
• We offer a variety of mortgage programs available to help meet your borrowing needs
• Our Mortgage experts are available every step of the way

Home Equity Loans traditionally offer lower interest rates than unsecured loans, providing a more cost-effective borrowing option. Additionally, Home Equity Loans can have longer term options, which can provide lower monthly payments.

• Leverage the equity in your home and turn it into cash
• Choose between a Fixed-Rate Home Equity Loan or Home Equity Line of Credit (HELOC)
• Use funds to consolidate your debt, fix up your house, and much more