Blog

BORROWING

01/15/2026

How to Fund Your Upcoming Home Renovations

From home equity programs and mortgage refinancing to government loan programs, homeowners have a variety of choices when it comes to how they wish to finance their renovations and improvements.

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COLLEGE AVE

01/02/2026

What Is the Cost of College Attendance?

One of the most confusing parts about going to college is figuring out what it’s going to cost. From the price of each college credit to meal plans, there are a lot of expenses to think about. You may have heard about your school’s cost of attendance, but when it comes time to pay, what does that mean? Is the cost of attendance the same for everyone? Do you have to pay all that…and at once? Are there hidden costs?

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INVESTMENT AND RETIREMENT

12/22/2025

Retirement Planning 101: When to Get Started

Today, saving for retirement brings more unique challenges compared to previous generations, as many companies used to offer pension plans that guaranteed retirement income. Discover more in this blog post.

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BUSINESS

12/16/2025

3 Types of Credit That Can Help You Grow Your Business

Business loans often require collateral, ranging from inventory to accounts receivable. If your business is small, a personal guarantee will most likely be necessary, obligating the you to repay the debt using personal funds if the borrower defaults.

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BUSINESS

12/08/2025

10 Tips for Effective Budgeting

Budgeting can help you understand and plan for many different factors that affect your business. Follow these 10 budgeting best practices to make sure you’re on the right track.

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BUDGETING

11/25/2025

How Can Debt Consolidation Help You Organize Your Finances?

There is a variety of benefits to debt consolidation, including lowering your interest rate, simplifying payments, building positive credit history, and getting out of debt sooner. Learn more.

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BUDGETING

11/20/2025

Flex Spending Account: Use it or lose it!

If you have a Flexible Spending Account (FSA), the end of the year comes with an important reminder: use your funds or risk losing them. The leftover FSA funds are your hard-earned money. Let’s look at some ways to make the most of them before time runs out!

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SECURITY

10/26/2025

Don’t Let Financial Ghouls Haunt Your Finances

This Halloween, the scariest costumes might not be at your door—they could be lurking in your inbox or financial accounts. Frightening fraudsters are always brewing up new tricks to scam access your personal information and finances. But, with a few smart moves, you can keep your finances fright-free!

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HOME

10/25/2025

Home, Sweet Home: 10 Benefits of Homeownership

For many years, owning a home has been a major milestone in the American Dream. Is it right for you? Let’s look at some of the advantages of owning a home.

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BANKING BASICS

10/20/2025

Setting Up Card Controls for Your First Harvest Debit Card

Losing or misplacing a debit card can happen to anyone and may cause you to panic until you know the card has been locked. And, with a constant flow of new fraud tactics, we want to give our members the ability to catch or even stop fraud before it occurs on their First Harvest Mastercard® Debit Card.

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CREDIT & DEBT

09/18/2025

Planning Your Future Home Purchase

Before you purchase a home, it's essential to understand how much debt you can take on and what upfront costs you'll face during the home-buying process. From the down payment to closing costs, having a clear picture of your financial situation can help you avoid unexpected expenses and ensure you're making a sound investment in your future.

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BUSINESS

08/22/2025

8 Cybersecurity Best Practices for Your Small Business

Cyberattacks cause billions of dollars in business losses every year. Follow these best practices to help stave off security concerns.

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