Repayment timing depends on the loan type and repayment plan you choose. Some student loans allow payments while you’re in school, while others offer deferred or interest-only options until after graduation. Details vary, so it’s important to review repayment terms before applying.

Student loan options typically include loans for undergraduate students, graduate students, parents helping a student pay for school, and refinancing existing student loans. Each option comes with different repayment terms and eligibility requirements. Availability and terms vary by lender and program.