If you’ve got the dream, we’ve got the financing. We want to help you realize your biggest goals and projects with an affordable loan.
Key Features
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Competitive Rates
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Customized Terms
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Local Decisions
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Awesome Service
Details
- Finance almost anything at rates as low as 9.99% APR
- Funds for almost any purpose
- Education expenses
- Personal projects
- Family vacation
- Debt consolidation
- Taxes
- Emergency fund
- And more!
- No waiting period after joining — apply upon membership
- Amounts available up to $20,000 for five (5) years
- Minimum amount for new loans is $1,000 for one (1) year
- First Harvest requests that you maintain a minimum $25 Regular Savings balance when you have a loan
- Budget-friendly repayment terms, tailored to meet your needs
- Prompt decision-making and processing based in South Jersey
- Attentive service from our experienced staff every step of the way
Add an extra layer of protection
Our Member's Choice™ Borrower Security offers payment protection that can cancel or reduce repayment of the principal and interest owed, in the event of disability, loss of life and even involuntary unemployment.