At First Harvest Credit Union, banking doesn't stop at accounts and loans. We offer our hard-working members a wide variety of supplemental services to ease their banking lives — online, by phone, in-branch, and beyond.
If you're looking for something specific and it isn't found here or elsewhere on the site, please visit or let us know. We want to ensure banking is convenient for you.
EZPay - Loan Payments
EZPay is free and easy to use. Pay on your First Harvest Credit Union loans any way you want online with our convenient EZPay service! Our members have the option to quickly and securely pay their First Harvest Credit Union loan online from another financial institution.
Car Rental Discounts
Get to the fun faster. Enjoy up to 25% off your rental and receive additional coupons to save even more. With self-serve check-in you can skip the counter, check-in at the kiosk and drive away. It's that easy.
Drive a hard bargain. Save up to 25% and get additional coupons for your next rental. And, with the Emerald Club®, you can bypass the counter and choose your own car.
Money Gram Money Orders are available for $3.00 each.
Money orders are available at all of our full-service branches.
Making the foreign simple with more ways to exchange foreign currency - online or in branch.
Online or in branch you get access to more than 80 foreign currencies, as quick as next day.*
- Online orders are fast, convenient, and secure.
- Get currency delivered straight to your doorstep or to the nearest First Harvest branch.
Why exchange foreign currency for international travel?
Pay like a local when you experience the local scene. Foreign currency is usually not on a traveler’s mind when planning a trip and is often done last minute. Paying in local cash when traveling internationally is extremely common for many small transactions such as tips, taxi fare, cafes, shopping in markets, and provides an always available backup to credit cards. Many international shops and markets prefer cash since credit card processing fees and exchange rates cut into their profit, thus are more willing to negotiate.
Make sure you’re always ready to pay with foreign currency in hand by ordering your currency today in branch or online.
How much foreign currency should I bring?
From our experience, most international travelers purchase around $100 per travel day. This can vary greatly depending on the types of travel experiences you’ve planned and your party size.
Simplify getting foreign currency before your international travels
Avoid wasting time waiting in line at the airport and don’t get caught paying excessive transaction fees in foreign countries. Order foreign currency online for delivery directly to your home or to your nearest First Harvest branch.
We buy and sell over 80 foreign currencies so you have easy access to travel money. With First Harvest you can be sure you are getting a fair deal for your money with competitive exchange rates and extremely low fees.
Want to exchange currency back to US dollars? Your First Harvest branch will be waiting for you when you return home from your trip. Simply bring in your extra travel money and we can exchange it back to US dollars at our buy back rate (which is different than the selling rate). Please be aware we do not accept foreign coins and recommend spending the remainder of those on your trip.
Why choose First Harvest for currency exchange?
- Buy and sell foreign currency banknotes from more than 90 countries around the world.
- *Foreign currency ordered prior to 3pm EST are available the next business day.
- Securely exchange currency at your trusted, local branch or order online.
- Online orders can be shipped directly to your home or to select branches for pick up.
- Avoid potentially unreliable and unknown exchange houses in foreign countries.
- Skip airport lines with poor exchange rates to ensure you don’t waste your time or money.
Notary service is provided as a courtesy to our members at all of our branches.
By designating one or more accounts to which your payday funds should be applied, you can easily manage the payment of loans and/or the depositing of funds to various accounts.
Call (800-582-7640) or visit any branch to get the process started. Be sure to check with your employer for any additional forms that might be necessary for you to file with them.
Reloadable Visa® Debit Card
Take advantage of the convenient and easy-to-use Reloadable Visa Card! You can make withdrawals at MoneyPass® ATMS and enjoy the convenient, 24-hour availability with free texts alerts or online access. Shop anywhere Visa is accepted — online, in stores, and even at gas stations! You can even link it to your SJFCU debit card.
Call (800-582-7640) or visit any branch to get your own card today! You must have an account to be qualified to purchase this card.
Card Replacement Fee $9.95. See Cardholder Agreement for details. While this feature is available for free, certain other transaction fees and cost terms, and conditions are associated with the use of this Card. Third-party fees may apply. Other fees may apply; see terms and conditions for details. For each out-of-network ATM withdrawal, MetaBank® charges a $1.99 fee. In addition, the ATM owner may charge a fee. Prepaid cards are issued by MetaBank, Member FDIC
Have your own personal branch readily accessible at all times. Fast, free, anytime-available AVA Telephone Banking Operator allows you to conduct a number of transactions from any touchtone phone. Get product information, apply for a loan, speak to a member service representative, and more. Simply dial 800-582-7640 to get started using this service.
- Fast, free, 24/7 access to your banking - only a phone call away
- Available in both English and Spanish, from any touchtone phone
- Perfect for times when a computer or branch isn't nearby
- With AVA or Automatic Voice Access Telephone Banking, you can:
- Conduct account transactions
- Get product information
- Apply for a loan
- Speak directly with a member service representative during regular business hours
Interested? Just call 800-582-7640 and a member service representative will be happy to sign you up for this convenient service.
AVA can be accessed 24/7 at 877-888-3553
Visa Gift Cards
A favorite among members, the First Harvest Gift Card can be used at millions of retail locations that accept Visa. The convenience, security, and flexibility of a Visa gift card all combine for a gift that fits every budget and — is appreciated by every recipient.
- First Harvest Credit Visa Gift Cards available at all of our branches
- Members can purchase a gift card in amounts from $10 up to $1,000
- Choose from several designs including holiday motifs, Earth Day, and all occasions
- Each card costs only $3.00
Celebrate life’s special occasions with an First Harvest Visa Gift Card!
Wire Transfer Services
Move money across county, state, country, or even the world with ease. We offer our members both domestic and international wire transfer capabilities. Contact us for details.