Business Checking & Savings

• Establishes membership with First Harvest Credit Union
• Opens the door to all other benefits available through First Harvest
• Competitive, tiered dividends paid on balances of $100 or more
• No monthly service fee
• No minimum balance requirements*
• Make deposits at any time or set up direct deposit
• Free digital banking, including:
  
  • Online banking
  • Mobile banking
  • eStatements

Additional deposit coverage available — deposits secured up to $500,000, backed by NCUSIF and additional private insurance, Excess Share Insurance (ESI) Corporation

*$500 to open an account on for-profit business accounts: $100 minimum opening balance for non-profit accounts; no minimum balance required after first month. The minimum opening balance requirement may be deposited into either a business savings or business checking account. 

• Unlimited check writing/monthly transactions
• Free digital banking, including:
  • Online banking
  • Mobile banking
  • eStatements
• Free Mastercard® debit card
• Surcharge-free ATMs available
• Direct deposit available
• Online check reordering
• $15 maintenence fee*
• $500 minimum deposit to open and maintain membership**

Additional deposit coverage available — deposits secured up to $500,000, backed by NCUSIF and additional private insurance, Excess Share Insurance (ESI) Corporation

^{*Non-profit 501(c)(3) organizations are exempt}

^{**$500 to open an account on for-profit business accounts: $100 minimum opening balance for non-profit accounts; no minimum balance required after first month. The minimum opening balance requirement may be deposited into either a business savings or business checking account.} 

We are proud to offer merchant credit card processing services to our business account holders through partnerships with local merchant processing providers.

We are excited to offer the following solutions to support your business:

• Countertop Credit Card Machines
• Retail/Restaurant POS(Point of Sale) Solutions
• Smartphone/Tablet processing platform
• E-Commerce Solutions
• Gift and Loyalty Programs

These solutions also include touchless payment solutions to support you and your customers’ health and safety:

• Contactless card readers
• Mobile payments
• Mail order/Telephone order                                                                                                                                                                      

Local representatives provide your business with personalized service and a level or responsiveness that we believe will enhance your customer’s experience.