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What’s better than saving? Saving with certainty. Open a certificate to meet your savings goal with guaranteed, fixed-rate earnings.

Key Features

  • Competitive Interest
  • Guaranteed Earnings
  • Wide Range of Terms

Do you currently have an account with First Harvest Credit Union?

  • Guaranteed savings at a fixed rate
  • Rates higher than regular savings
  • Locked-in rates provide more guarantee than other, more risky investments
  • Terms ranging from 1 year to 5 years available
  • No setup or maintenance fees
  • Early withdrawals subject to penalty
  • $1,000 minimum deposit to open

Additional Deposit Coverage available — deposits secured up to $500,000, backed by NCUSIF and additional private insurance, Excess Share Insurance (ESI) Corporation

Let your savings take root with our limited-time Share Certificate and IRA Certificate rate.

  • 3.50% APY* for 6-Month
  • 4.50% APY* for 20-Month
  • 3.75% APY* for 40-Month

View All Rates 

Get started today and open your Share Certificate online in a few minutes. To open an IRA Certificate, please visit your Nearest First Harvest Branch.

*Annual Percentage Yield (APY) listed paid on $1,000 minimum balance. APY accurate as of 6/13/2024 and subject to change without notice. First Harvest Credit Union reserves the right to withdraw or revise the special offer at any time without further notice. Certificates will automatically renew at maturity according to the terms stated on your Account & Receipt Disclosures provided at account opening. Certificates may be subject to penalty for early withdrawal. Fees may reduce earnings. Offer valid for funds not currently on deposit with First Harvest Credit Union. Institutional funds are not qualified for this offer. Review our Truth-In-Savings Disclosure at for details. Membership restrictions apply. Federally Insured by NCUA. Additional deposit coverage up to $250,000 is provided by Excess Share Insurance. 

Do you currently have an account with First Harvest Credit Union?

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