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Bank for free, 24/7, from anywhere — all while saving trees, time, and money.

No time to drop by a branch? No sweat. Enjoy access to a number of convenient banking tasks around the clock, including balance checks, bill payments, funds transfers, and more — all accessible anywhere with internet access.

Online Banking

  • Free, fast, secure service for members with an account
  • Manage a number of banking tasks anytime, anywhere with online access:
    • Check account balances
    • Access eStatements
    • View account activity
    • Transfer funds between accounts or pay a loan/visa

How to Enroll:

  1. Get started here.
  2. Select Sign-Up Now!
  3. Read the disclosure in full and agree to the Terms & Conditions. Provide your account number and enter other personal information.
  4. You are now successfully enrolled! You can also log into your account and visit eDocuments/Online Forms to view your eStatements.

Bill Pay

  • Make one-time or recurring payments with ease:
    • Schedule payments in advance
    • Set up payment reminders and notifications
    • Ensure payments are received on time
    • Have all payee information saved in one convenient place
  • Avoid paper clutter and long periods of check preparation
  • More secure than paper billing
  • Save money on postage, checks, and trips to a branch

How to Enroll:

  1. Sign into your online banking account.
  2. Select Bill Payment.
  3. Click on Enrollment Options.
  4. Choose your preferences and you're good to go.

We know you’re on the go — so use mobile banking to manage your accounts with a few taps to your screen. Simply use your web browser or download our free app to check your balance, transfer funds, deposit checks, and more. 

Mobile Banking

  • Secure, fast, free service available to members enrolled in online banking
    • Configure your personalized mobile app settings through online banking by going to the “Access Accounts” tab to get started
  • Manage a number of banking tasks from wherever you are:
    • Obtain balances
    • Transfer funds from one account to another
    • View transaction history
    • Pay bills
    • Perform person-to-person transfers with Popmoney® (all you need is the recipient’s cell number or email address — for example, you can pay your share of last night’s dinner or send some funds to a friend.)
  • Mobile check deposit allows you to deposit your checks via your mobile device
    • Available for qualified members. Terms and conditions apply.
  • Available for iPhone® and Android devices
  • Save yourself time; fewer trips to a branch necessary
  • With TurboTax®, do your taxes when and where you want, on any device. Get your guaranteed maximum refund and save up to $15! 

Use your mobile browser — or download our free app now for your iPhone or Android device!

Mobile Deposit

Deposit checks with your mobile device — anytime. Please follow the tips below to ensure the most efficient processing.

  • Deposit your checks via your mobile device
  • Free service for members with an SJFCU checking account**
  • Available within our free mobile app for iPhone or Android
  • Save time; avoid unnecessary trips to a branch

Important: Effective July 7, 2018 all checks deposited through the mobile app must be endorsed and have "For Mobile Deposit Only at SJFCU" written on the back or they will be rejected.

Tips for Using Mobile Deposit

  • Before logging into the mobile deposit app, close all other apps running in the background on your mobile phone.
  • Sign/endorse the back of your check, and label it “For Mobile Deposit Only at SJFCU.”
  • When prompted for the amount, carefully enter the check amount to ensure it matches the amount written on your check.
  • Flatten folded or crumpled checks before taking your photos.
  • Keep the check within the view finder on the camera screen when capturing your photos. Try not to get too much of the areas surrounding the check.
  • Take the photos of your check in a well-lit area.
  • Place the check on solid dark background before taking the photo of it.
  • Keep your phone flat and steady above the check when taking your photos.
  • Hold the camera as square to the check as possible to reduce corner to corner skew.
  • Make sure that the entire check image is visible and in focus before submitting your deposit.
  • No shadows across the check.
  • All four corners are visible.
  • Check is not blurry.
  • The MICR line (numbers on the bottom of your check) is readable.

*Wireless carrier data rates may apply.

**Available for qualified members. Terms and conditions apply.

Reduce paper waste while maximizing convenience — free eStatements are a total win-win. They provide the same information as a paper statement but are more safe. Make the switch and enroll today.

  • Save paper and save the environment
  • Fast, free, and easy alternative to paper statements
  • Easier to retrieve info when needed
  • Eliminate a paper trail
  • Reduce chances of fraud and identity theft
  • Arrive faster than paper statements
  • Simplify recordkeeping
  • Easily access past statements
  • Ability to download for permanent storage or print if needed
  • Receive email notice when new eStatement is ready

How to Enroll:

  1. Sign into your online banking account.
  2. Select My Preferences.
  3. Click on eStatement Selection.
  4. Your eStatements will be delivered to the email address you provided.
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