Recreational Vehicle (RV) and Boat Loans

• Make your next outdoor adventure more memorable with a recreational vehicle
• Save with rates as low as 5.99% APR
• Competitive rates for new or pre-owned recreational vehicles, including:
  
  • Campers
  • Trailers
  • Motorhomes
  • Boats
• Refinance your current recreational vehicle to potentially lower your rate
• No waiting period after joining — apply upon membership
• First Harvest requests that you maintain a minimum $5 Regular Savings balance when you have a loan
• Prompt decision-making and processing based in South Jersey
• Attentive service from our experienced staff, every step of the way

Financing by Vehicle Type

• New RVs or Boats — Up to 90% financing of agreed purchasing price or MSRP, whichever is less. Terms up to 120 months*.
• Used RVs (up to 10 models years) and used boats (up to 10 model years) — Up to 90% financing of agreed purchasing price or NADA retail value, whichever is less. Terms up to 120 months*.

*Loans are available for vehicles purchased from licensed dealerships only. No Private Sale purchases.

Add an extra layer of protection

Our Member's Choice™ Borrower Security offers payment protection that can cancel or reduce repayment of the principal and interest owed, in the event of disability, loss of life and even involuntary unemployment. We have also partnered with TruStage^™ to bring you additional coverage options. 

Pack on the perks — just for being a member

Just by virtue of your membership at First Harvest Credit Union, you automatically qualify for additional rewards and discounts. Learn more about the benefits offered through the Love My Credit Union Rewards Program.