1 APY = Annual Percentage Yield. APR = Annual Percentage Rate. Rates effective as of February 6, 2023. Fees may reduce earnings.
Checking
| Account | Features | Rate | APY1 |
|---|---|---|---|
| Free Checking | No Minimum Balance Required | 0.10% | 0.10% |
Savings Learn More
| Type | Features | Rate | APY1 |
|---|---|---|---|
| Tier 1 | $100 - $4,999 | 0.25% | 0.25% |
| Tier 2 | $5,000 - $24,999 | 0.30% | 0.30% - 0.30% |
| Tier 3 | $25,000 and above | 0.40% | 0.40% - 0.40% |
Club Savings Learn More
| Type | Features | Rate | APY1 |
|---|---|---|---|
| Educator's Club - Tier 1 | $100 - $4,999 | 0.15% | 0.15% |
| Educator's Club - Tier 2 | $5,000 and Above | 0.15% | 0.15% |
| Holiday Club | Maturity date October 1 | 0.15% | 0.15% |
| Vacation Club | Maturity date first of the month, 12 months after start date | 0.15% | 0.15% |
Other Savings
| Type | Rate | APY1 |
|---|---|---|
| Special Savings Rate | 0.15% | 0.15% |
| Insurance Savings Rate | 0.15% | 0.15% |
Progressive Money Market* Learn More
| Minimum Deposit | Rate | APY1 |
|---|---|---|
| $1,500 | 0.30% | 0.30% |
| $10,000 | 0.35% | 0.35% |
| $50,000 | 0.45% | 0.45% |
*Progressive Money Market requires a minimum opening deposit and daily balance of $1,500.
Individual Retirement Account (IRA) Learn More
| Type | Features | Rate | APY1 |
|---|---|---|---|
| Tier 1 | $0 -$19,999 | 0.15% | 0.15% |
| Tier 2 | $20,000 - $49,999 | 0.20% | 0.20% |
| Tier 3 | $50,000 and Above | 0.25% | 0.25% |
IRA Share Certificate - Minimum Deposit of $1,000 Learn More
| Type | Rate | APY1 |
|---|---|---|
| 6 Month IRA* | 1.75% | 1.76% |
| 12 Month IRA | 2.00% | 2.02% |
| 18 Month IRA | 2.60% | 2.63% |
| 24 Month IRA | 2.85% | 2.89% |
| 36 Month IRA | 3.30% | 3.35% |
| 48 Month IRA | 3.25% | 3.30% |
| 60 Month IRA | 3.75% | 3.82% |
*6 Month Share Certificate Requires Minimum Opening Deposit of $5,000
Share Certificate - Minimum Deposit of $1,000 Learn More
| Type | Rate | APY1 |
|---|---|---|
| 6 Month* | 1.75% | 1.76% |
| 12 Month | 2.00% | 2.02% |
| 18 Month | 2.60% | 2.63% |
| 24 Month | 2.85% | 2.89% |
| 36 Month | 3.30% | 3.35% |
| 48 Month | 3.25% | 3.30% |
| 60 Month | 3.75% | 3.82% |
*6 Month Share Certificate Requires Minimum Deposit of $5,000
Loans
| Loan Type | Rates as low as* | Term |
|---|---|---|
| Personal Loans |
10.74% APR 11.49% APR |
for 36 months for 60 months |
| Auto Loans (New/Used) |
5.74% - 6.49% APR 5.99% - 6.74% APR 6.49% - 7.24% APR |
for 60 months for 72 months for 84 months (min. $25,000) |
| Motorcycle Loans |
6.74% APR 6.99% APR |
for 60 months for 72 months (min. $25,000) |
| Home Equity Loans |
5.99% APR
7.49% APR |
Up to 60 months (1st & 2nd Mortgage)
for 180 months (2nd Mortgage Only) |
*All rates are subject to change.