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Boost your purchasing power wherever you go, with a card that's accepted worldwide.

Key Features

  • Competitive Rates
  • Anytime Funds
  • Local Service

Mastercard Rewards Credit Card*:
Variable Rate As Low As 14.40% APR*, and Up To 17.40% APR*  
Review Program Details

We’re committed to nurturing and supporting our members as they work towards their financial goals. Our Mastercard Credit Card programs offer low rates that can help you stay in control of your finances.

With a First Harvest Mastercard Credit Card, you know exactly what you get!

  • No hidden fees
  • No annual fees
  • No unexpected limit decreases


*Rates and program eligibility are determined by an evaluation of applicant creditworthiness and other qualifications. Your rate may vary from the rate shown. Variable Annual Percentage Rate (APR) accurate as of April 1, 2024, and subject to change without notice. The APR will vary with the market based on the Prime Rate. APR subject to change on the first day of the billing cycle monthly to reflect any change in the Index and will be determined by the Prime Rate on 20 days before the date of any APR adjustment. Membership restrictions apply. Other restrictions apply. Contact First Harvest Credit Union at 800.582.7640 for details. See account Terms & Condition for information on rates and fees.

As of 10/1/2018 variable rate only available to members with an existing fixed rate credit card requesting a credit limit increase. New credit card requests will be offered the Variable Rate Platinum Mastercard Card.

Earn more and experience more with CURewards® .

Members who are eligible for our Mastercard Rewards Credit Card program can earn one point for every dollar spent using their card as a part of the CURewards® program. Points can be redeemed for exciting experiences, travel options, and brand-name merchandises.

Members can easily track and manage rewards activity online. Go to CURewards


*Program eligibility for this product is determined by an evaluation of applicant creditworthiness and other qualifications.

A First Harvest Mastercard Credit Card comes with amazing benefits – at no additional costs to you!

  • Zero Liability: Cardholders won’t be held liable if their card is used for purchases without their permission. Some conditions and exceptions apply. For full details, visit Mastercard's Website .

  • Chip Technology: Improves the global usability and security of their card as more merchants at home
  • and abroad switch to advanced chip card terminals.

  • Contactless Technology: allows Mastercard cardholders to breeze through checkout at millions of places. Look for the contactless symbol anywhere they shop.

  • Mastercard ID Theft Protection™: Provides cardholders with access to a number of Identity Theft resolution services, should they believe they are a victim of identity theft. Sign Up Here

  • Mastercard Global ServiceTM: Provides assistance with a lost or stolen card. Should you need a replacement, or questions about your card’s benefits, insurances and promotions, our expert agents are here to assist you wherever you are in the world and at any time.

  • Mastercard Airport ConciergeTM: Provides a Meet and Greet agent to assist with flight connections plus, at select airports, expedited security/immigration processing.

  • Mastercard Golf: Provides discounted access to golf courses, complimentary grounds passes for PGA Tournaments, access to domestic and international golf travel packages.

  • Priceless Cities & Offers®: Offers unique access and special experiences so they can enjoy more of the cities they love.


Certain restrictions apply. For benefit questions or assistance, call 1-800-Mastercard.
All third-party trademarks referenced herein are the property of their respective owners.

Get ahead of your credit card debts with a balance transfer.

Transferring balances from high-rate credit cards to a lower-rate card can save you a significant amount of money in interest charges over time. In turn, paying less in interest charges could help you pay down card balances quicker. Members can conveniently request to make a balance transfer online. Learn More

Protecting our members from fraudulent activities is among one of our highest priorities.

The minute a suspicious transaction or event is flagged in our system, Fraud Alerts begin. When a suspicious activity occurs on your account, you will receive an alert and be requested to verify the transaction before it gets approved. Fraud Alerts help detect unauthorized transactions early in the process – and in turn protect cardholders. Learn More

Members can gain real peace of mind when they add an extra layer of protection.

Our Member's Choice™ Borrower Security offers payment protection that can cancel or reduce repayment of the principal and interest owed, in the event of disability, loss of life and even involuntary unemployment. Learn More

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